Call reports 2010
FARMERS & STOCKMENS BANK — 2010
What FARMERS & STOCKMENS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 68,637,000 | 70,470,000 | 73,166,000 | 80,675,000 |
| Total loans | 39,787,000 | 44,714,000 | 48,849,000 | 52,366,000 |
| Allowance for loan losses | 109,000 | 137,000 | 272,000 | 386,000 |
| Securities available for sale | 8,973,000 | 9,787,000 | 10,325,000 | 11,323,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,582,000 | 60,961,000 | 64,682,000 | 72,257,000 |
| Interest-bearing deposits | 47,567,000 | 48,428,000 | 50,568,000 | 51,678,000 |
| Noninterest-bearing deposits | 13,015,000 | 12,533,000 | 14,114,000 | 20,579,000 |
| Equity capital | 7,967,000 | 7,848,000 | 8,030,000 | 7,772,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 832,000 | 1,752,000 | 2,771,000 | 3,809,000 |
| Interest expense | 123,000 | 242,000 | 350,000 | 454,000 |
| Net interest income | 709,000 | 1,510,000 | 2,421,000 | 3,355,000 |
| Noninterest income | 90,000 | 181,000 | 398,000 | 525,000 |
| Noninterest expense | 880,000 | 1,816,000 | 2,715,000 | 3,708,000 |
| Provision for loan losses | 119,000 | 207,000 | 341,000 | 505,000 |
| Pretax income | -200,000 | -332,000 | -237,000 | -195,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -200,000 | -332,000 | -237,000 | -195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,782,000 | 6,675,000 | 6,800,000 | 6,871,000 |
| Total capital | 6,891,000 | 6,812,000 | 7,072,000 | 7,257,000 |
| Risk-weighted assets | 42,582,000 | 45,618,000 | 49,374,000 | 54,584,000 |