Call reports 2009
FARMERS & STOCKMENS BANK — 2009
What FARMERS & STOCKMENS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 56,117,000 | 59,875,000 | 55,651,000 | 63,300,000 |
| Total loans | 43,810,000 | 41,642,000 | 41,439,000 | 38,188,000 |
| Allowance for loan losses | 488,000 | 581,000 | 653,000 | 0 |
| Securities available for sale | 9,078,000 | 9,024,000 | 8,028,000 | 8,002,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,088,000 | 54,404,000 | 50,212,000 | 55,093,000 |
| Interest-bearing deposits | 41,168,000 | 40,901,000 | 41,111,000 | 44,119,000 |
| Noninterest-bearing deposits | 8,920,000 | 13,503,000 | 9,101,000 | 10,974,000 |
| Equity capital | 5,402,000 | 5,356,000 | 5,344,000 | 8,139,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 988,000 | 1,922,000 | 2,864,000 | 538,000 |
| Interest expense | 164,000 | 317,000 | 472,000 | 102,000 |
| Net interest income | 824,000 | 1,605,000 | 2,392,000 | 436,000 |
| Noninterest income | 85,000 | 175,000 | 282,000 | 68,000 |
| Noninterest expense | 443,000 | 866,000 | 1,368,000 | 798,000 |
| Provision for loan losses | 15,000 | 100,000 | 173,000 | 0 |
| Pretax income | 451,000 | 814,000 | 1,133,000 | -294,000 |
| Income tax | 160,000 | 287,000 | 399,000 | 0 |
| Net income | 291,000 | 527,000 | 734,000 | -294,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,129,000 | 4,119,000 | 4,105,000 | 6,952,000 |
| Total capital | 4,610,000 | 4,635,000 | 4,618,000 | 6,952,000 |
| Risk-weighted assets | 42,897,000 | 41,730,000 | 40,325,000 | 42,125,000 |