Call reports 2007
FARMERS & STOCKMENS BANK — 2007
What FARMERS & STOCKMENS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 54,606,000 | 54,491,000 | 55,158,000 | 57,326,000 |
| Total loans | 32,106,000 | 33,518,000 | 34,257,000 | 32,037,000 |
| Allowance for loan losses | 436,000 | 435,000 | 452,000 | 453,000 |
| Securities available for sale | 14,377,000 | 12,372,000 | 12,304,000 | 11,488,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,492,000 | 49,419,000 | 49,922,000 | 52,122,000 |
| Interest-bearing deposits | 39,656,000 | 39,717,000 | 39,490,000 | 40,105,000 |
| Noninterest-bearing deposits | 9,836,000 | 9,702,000 | 10,432,000 | 12,017,000 |
| Equity capital | 4,858,000 | 4,864,000 | 4,942,000 | 5,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 955,000 | 1,945,000 | 2,976,000 | 3,992,000 |
| Interest expense | 375,000 | 752,000 | 1,130,000 | 1,515,000 |
| Net interest income | 580,000 | 1,193,000 | 1,846,000 | 2,477,000 |
| Noninterest income | 89,000 | 184,000 | 307,000 | 417,000 |
| Noninterest expense | 461,000 | 926,000 | 1,369,000 | 1,831,000 |
| Provision for loan losses | 0 | 0 | 0 | 15,000 |
| Pretax income | 208,000 | 451,000 | 784,000 | 1,048,000 |
| Income tax | 70,000 | 153,000 | 271,000 | 363,000 |
| Net income | 138,000 | 298,000 | 513,000 | 685,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,975,000 | 3,988,000 | 4,008,000 | 4,014,000 |
| Total capital | 4,404,000 | 4,416,000 | 4,453,000 | 4,431,000 |
| Risk-weighted assets | 33,515,000 | 34,896,000 | 37,659,000 | 33,354,000 |