Call reports 2006
FARMERS & STOCKMENS BANK — 2006
What FARMERS & STOCKMENS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 56,160,000 | 53,860,000 | 53,196,000 | 55,603,000 |
| Total loans | 32,765,000 | 33,406,000 | 33,771,000 | 31,294,000 |
| Allowance for loan losses | 430,000 | 432,000 | 413,000 | 419,000 |
| Securities available for sale | 13,743,000 | 13,944,000 | 14,332,000 | 14,331,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,246,000 | 49,025,000 | 47,292,000 | 50,603,000 |
| Interest-bearing deposits | 43,164,000 | 40,562,000 | 39,150,000 | 40,810,000 |
| Noninterest-bearing deposits | 8,082,000 | 8,463,000 | 8,142,000 | 9,793,000 |
| Equity capital | 4,693,000 | 4,644,000 | 4,774,000 | 4,821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 907,000 | 1,831,000 | 2,757,000 | 3,697,000 |
| Interest expense | 317,000 | 658,000 | 1,019,000 | 1,398,000 |
| Net interest income | 590,000 | 1,173,000 | 1,738,000 | 2,299,000 |
| Noninterest income | 79,000 | 163,000 | 263,000 | 359,000 |
| Noninterest expense | 471,000 | 942,000 | 1,402,000 | 1,889,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 198,000 | 394,000 | 599,000 | 769,000 |
| Income tax | 64,000 | 131,000 | 199,000 | 253,000 |
| Net income | 134,000 | 263,000 | 400,000 | 516,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,937,000 | 3,921,000 | 3,936,000 | 3,962,000 |
| Total capital | 4,358,000 | 4,344,000 | 4,342,000 | 4,388,000 |
| Risk-weighted assets | 34,226,000 | 33,999,000 | 33,883,000 | 35,461,000 |