Call reports 2004
FARMERS & STOCKMENS BANK — 2004
What FARMERS & STOCKMENS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 50,897,000 | 51,380,000 | 52,760,000 | 56,441,000 |
| Total loans | 31,437,000 | 35,582,000 | 36,566,000 | 35,867,000 |
| Allowance for loan losses | 504,000 | 525,000 | 523,000 | 523,000 |
| Securities available for sale | 11,758,000 | 9,612,000 | 9,671,000 | 12,024,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,009,000 | 46,530,000 | 47,761,000 | 51,444,000 |
| Interest-bearing deposits | 38,829,000 | 38,232,000 | 39,681,000 | 41,894,000 |
| Noninterest-bearing deposits | 7,180,000 | 8,298,000 | 8,080,000 | 9,550,000 |
| Equity capital | 4,719,000 | 4,658,000 | 4,756,000 | 4,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 668,000 | 1,409,000 | 2,160,000 | 2,944,000 |
| Interest expense | 144,000 | 288,000 | 442,000 | 619,000 |
| Net interest income | 524,000 | 1,121,000 | 1,718,000 | 2,325,000 |
| Noninterest income | 58,000 | 138,000 | 232,000 | 309,000 |
| Noninterest expense | 415,000 | 827,000 | 1,253,000 | 1,724,000 |
| Provision for loan losses | 15,000 | 15,000 | 25,000 | 25,000 |
| Pretax income | 152,000 | 417,000 | 672,000 | 885,000 |
| Income tax | 52,000 | 145,000 | 235,000 | 309,000 |
| Net income | 100,000 | 272,000 | 437,000 | 576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,662,000 | 3,687,000 | 3,756,000 | 3,849,000 |
| Total capital | 4,060,000 | 4,126,000 | 4,211,000 | 4,309,000 |
| Risk-weighted assets | 31,772,000 | 35,030,000 | 36,334,000 | 36,724,000 |