Call reports 2002
FARMERS & STOCKMENS BANK — 2002
What FARMERS & STOCKMENS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 48,696,000 | 49,197,000 | 49,220,000 | 51,343,000 |
| Total loans | 33,087,000 | 34,901,000 | 34,678,000 | 34,562,000 |
| Allowance for loan losses | 502,000 | 528,000 | 523,000 | 519,000 |
| Securities available for sale | 0 | 0 | 0 | 9,625,000 |
| Securities held to maturity | 8,324,000 | 7,331,000 | 9,323,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,795,000 | 44,415,000 | 44,501,000 | 46,430,000 |
| Interest-bearing deposits | 36,557,000 | 37,579,000 | 37,780,000 | 38,917,000 |
| Noninterest-bearing deposits | 7,238,000 | 6,836,000 | 6,721,000 | 7,513,000 |
| Equity capital | 4,656,000 | 4,634,000 | 4,635,000 | 4,812,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 829,000 | 1,661,000 | 2,501,000 | 3,314,000 |
| Interest expense | 243,000 | 456,000 | 663,000 | 865,000 |
| Net interest income | 586,000 | 1,205,000 | 1,838,000 | 2,449,000 |
| Noninterest income | 78,000 | 140,000 | 212,000 | 296,000 |
| Noninterest expense | 393,000 | 825,000 | 1,267,000 | 1,711,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 38,000 |
| Pretax income | 271,000 | 520,000 | 778,000 | 996,000 |
| Income tax | 92,000 | 177,000 | 265,000 | 334,000 |
| Net income | 179,000 | 343,000 | 513,000 | 662,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,625,000 | 3,607,000 | 3,612,000 | 3,610,000 |
| Total capital | 4,034,000 | 4,043,000 | 4,054,000 | 4,042,000 |
| Risk-weighted assets | 32,662,000 | 34,914,000 | 35,307,000 | 34,493,000 |