Call reports 2020
FIRST STATE BANK — 2020
What FIRST STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 127,273,000 | 125,441,000 | 123,654,000 | 125,491,000 |
| Total loans | 61,291,000 | 62,274,000 | 65,353,000 | 62,939,000 |
| Allowance for loan losses | 545,000 | 551,000 | 551,000 | 555,000 |
| Securities available for sale | 45,772,000 | 42,472,000 | 43,353,000 | 40,613,000 |
| Securities held to maturity | 250,000 | 250,000 | 250,000 | 125,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,951,000 | 109,635,000 | 107,566,000 | 109,713,000 |
| Interest-bearing deposits | 89,474,000 | 85,111,000 | 81,313,000 | 81,260,000 |
| Noninterest-bearing deposits | 22,477,000 | 24,524,000 | 26,253,000 | 28,453,000 |
| Equity capital | 14,315,000 | 14,574,000 | 14,698,000 | 14,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,201,000 | 2,330,000 | 3,447,000 | 4,607,000 |
| Interest expense | 295,000 | 567,000 | 799,000 | 991,000 |
| Net interest income | 906,000 | 1,763,000 | 2,648,000 | 3,616,000 |
| Noninterest income | 138,000 | 274,000 | 418,000 | 590,000 |
| Noninterest expense | 971,000 | 1,937,000 | 2,889,000 | 3,785,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 146,000 | 286,000 | 363,000 | 607,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 146,000 | 286,000 | 363,000 | 607,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,575,000 | 13,719,000 | 13,798,000 | 13,893,000 |