Call reports 2019
FIRST STATE BANK — 2019
What FIRST STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 127,283,000 | 123,125,000 | 118,448,000 | 114,667,000 |
| Total loans | 68,530,000 | 67,981,000 | 67,492,000 | 63,124,000 |
| Allowance for loan losses | 563,000 | 557,000 | 554,000 | 540,000 |
| Securities available for sale | 40,415,000 | 40,039,000 | 37,187,000 | 35,844,000 |
| Securities held to maturity | 375,000 | 375,000 | 375,000 | 250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,399,000 | 108,576,000 | 103,331,000 | 99,900,000 |
| Interest-bearing deposits | 93,206,000 | 87,740,000 | 82,556,000 | 79,148,000 |
| Noninterest-bearing deposits | 20,193,000 | 20,836,000 | 20,775,000 | 20,752,000 |
| Equity capital | 13,060,000 | 13,635,000 | 13,972,000 | 13,929,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,271,000 | 2,537,000 | 3,766,000 | 4,973,000 |
| Interest expense | 298,000 | 596,000 | 880,000 | 1,127,000 |
| Net interest income | 973,000 | 1,941,000 | 2,886,000 | 3,846,000 |
| Noninterest income | 153,000 | 299,000 | 460,000 | 619,000 |
| Noninterest expense | 1,017,000 | 2,089,000 | 3,114,000 | 4,118,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 109,000 | 151,000 | 232,000 | 347,000 |
| Income tax | -10,000 | -171,000 | -323,000 | -475,000 |
| Net income | 119,000 | 322,000 | 555,000 | 822,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,996,000 | 13,048,000 | 13,315,000 | 13,392,000 |
| Total capital | 13,559,000 | 13,605,000 | 13,869,000 | 13,932,000 |
| Risk-weighted assets | 74,362,000 | 76,338,000 | 73,518,000 | 69,175,000 |