Call reports 2016
FIRST STATE BANK — 2016
What FIRST STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 117,727,000 | 112,526,000 | 115,630,000 | 114,283,000 |
| Total loans | 60,001,000 | 60,773,000 | 63,516,000 | 62,749,000 |
| Allowance for loan losses | 535,000 | 594,000 | 609,000 | 625,000 |
| Securities available for sale | 36,601,000 | 37,299,000 | 35,520,000 | 35,035,000 |
| Securities held to maturity | 0 | 0 | 0 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,109,000 | 100,189,000 | 103,118,000 | 102,530,000 |
| Interest-bearing deposits | 89,092,000 | 84,142,000 | 86,953,000 | 85,725,000 |
| Noninterest-bearing deposits | 17,017,000 | 16,047,000 | 16,165,000 | 16,805,000 |
| Equity capital | 11,157,000 | 11,639,000 | 11,748,000 | 11,402,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,099,000 | 2,234,000 | 3,317,000 | 4,393,000 |
| Interest expense | 144,000 | 289,000 | 433,000 | 573,000 |
| Net interest income | 955,000 | 1,945,000 | 2,884,000 | 3,820,000 |
| Noninterest income | 171,000 | 516,000 | 700,000 | 991,000 |
| Noninterest expense | 965,000 | 1,939,000 | 2,883,000 | 3,862,000 |
| Provision for loan losses | 7,000 | 75,000 | 75,000 | 75,000 |
| Pretax income | 154,000 | 447,000 | 626,000 | 874,000 |
| Income tax | -3,000 | -10,000 | -17,000 | -25,000 |
| Net income | 157,000 | 457,000 | 643,000 | 899,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,962,000 | 11,262,000 | 11,449,000 | 11,554,000 |
| Total capital | 11,497,000 | 11,856,000 | 12,059,000 | 12,179,000 |
| Risk-weighted assets | 65,656,000 | 66,615,000 | 66,374,000 | 64,828,000 |