Call reports 2015
FIRST STATE BANK — 2015
What FIRST STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 120,374,000 | 111,722,000 | 108,296,000 | 106,869,000 |
| Total loans | 57,118,000 | 61,171,000 | 61,562,000 | 60,879,000 |
| Allowance for loan losses | 569,000 | 557,000 | 549,000 | 513,000 |
| Securities available for sale | 37,173,000 | 39,497,000 | 37,773,000 | 36,838,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,536,000 | 100,917,000 | 96,868,000 | 95,849,000 |
| Interest-bearing deposits | 92,702,000 | 85,730,000 | 81,756,000 | 79,652,000 |
| Noninterest-bearing deposits | 16,834,000 | 15,187,000 | 15,112,000 | 16,197,000 |
| Equity capital | 10,453,000 | 10,396,000 | 10,837,000 | 10,799,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,069,000 | 2,170,000 | 3,285,000 | 4,403,000 |
| Interest expense | 132,000 | 263,000 | 389,000 | 509,000 |
| Net interest income | 937,000 | 1,907,000 | 2,896,000 | 3,894,000 |
| Noninterest income | 146,000 | 299,000 | 448,000 | 617,000 |
| Noninterest expense | 909,000 | 1,846,000 | 2,740,000 | 3,683,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 174,000 | 383,000 | 627,000 | 851,000 |
| Income tax | 7,000 | 14,000 | 21,000 | 29,000 |
| Net income | 167,000 | 369,000 | 606,000 | 822,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,249,000 | 10,451,000 | 10,688,000 | 10,805,000 |
| Total capital | 10,818,000 | 11,008,000 | 11,237,000 | 11,318,000 |
| Risk-weighted assets | 61,646,000 | 65,631,000 | 64,493,000 | 62,904,000 |