Call reports 2014
FIRST STATE BANK — 2014
What FIRST STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 120,295,000 | 116,465,000 | 113,908,000 | 113,872,000 |
| Total loans | 52,265,000 | 53,781,000 | 57,206,000 | 56,843,000 |
| Allowance for loan losses | 543,000 | 541,000 | 564,000 | 565,000 |
| Securities available for sale | 39,305,000 | 38,907,000 | 40,556,000 | 39,423,000 |
| Securities held to maturity | 288,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,745,000 | 104,545,000 | 101,828,000 | 101,721,000 |
| Interest-bearing deposits | 95,180,000 | 90,480,000 | 87,033,000 | 88,196,000 |
| Noninterest-bearing deposits | 13,565,000 | 14,065,000 | 14,795,000 | 13,525,000 |
| Equity capital | 11,307,000 | 11,594,000 | 11,664,000 | 11,933,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 978,000 | 1,980,000 | 3,026,000 | 4,101,000 |
| Interest expense | 158,000 | 314,000 | 455,000 | 582,000 |
| Net interest income | 820,000 | 1,666,000 | 2,571,000 | 3,519,000 |
| Noninterest income | 137,000 | 272,000 | 469,000 | 715,000 |
| Noninterest expense | 924,000 | 1,797,000 | 2,791,000 | 3,720,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 33,000 | 141,000 | 249,000 | 489,000 |
| Income tax | 7,000 | 14,000 | 21,000 | 28,000 |
| Net income | 26,000 | 127,000 | 228,000 | 461,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,594,000 | 11,696,000 | 11,796,000 | 12,030,000 |
| Total capital | 12,137,000 | 12,237,000 | 12,360,000 | 12,595,000 |
| Risk-weighted assets | 66,771,000 | 67,522,000 | 71,701,000 | 71,545,000 |