Call reports 2012
FIRST STATE BANK — 2012
What FIRST STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 99,011,000 | 95,973,000 | 95,850,000 | 97,958,000 |
| Total loans | 55,855,000 | 58,451,000 | 59,060,000 | 57,677,000 |
| Allowance for loan losses | 1,052,000 | 1,026,000 | 1,011,000 | 898,000 |
| Securities available for sale | 22,518,000 | 22,803,000 | 22,182,000 | 24,346,000 |
| Securities held to maturity | 1,505,000 | 1,373,000 | 1,247,000 | 1,126,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,299,000 | 85,110,000 | 84,522,000 | 86,913,000 |
| Interest-bearing deposits | 75,545,000 | 72,157,000 | 71,192,000 | 72,512,000 |
| Noninterest-bearing deposits | 12,754,000 | 12,953,000 | 13,330,000 | 14,401,000 |
| Equity capital | 10,476,000 | 10,554,000 | 10,939,000 | 10,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,020,000 | 2,051,000 | 3,110,000 | 4,125,000 |
| Interest expense | 178,000 | 348,000 | 505,000 | 647,000 |
| Net interest income | 842,000 | 1,703,000 | 2,605,000 | 3,478,000 |
| Noninterest income | 199,000 | 352,000 | 534,000 | 745,000 |
| Noninterest expense | 957,000 | 1,878,000 | 2,838,000 | 3,752,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 54,000 | 117,000 | 209,000 | 349,000 |
| Income tax | 0 | 16,000 | 23,000 | 31,000 |
| Net income | 54,000 | 101,000 | 186,000 | 318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,892,000 | 10,938,000 | 11,024,000 | 11,156,000 |
| Total capital | 11,784,000 | 11,794,000 | 11,875,000 | 11,997,000 |
| Risk-weighted assets | 71,221,000 | 67,532,000 | 67,954,000 | 67,225,000 |