Call reports 2011
FIRST STATE BANK — 2011
What FIRST STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 101,053,000 | 96,866,000 | 93,926,000 | 90,993,000 |
| Total loans | 61,409,000 | 61,095,000 | 59,123,000 | 57,561,000 |
| Allowance for loan losses | 1,284,000 | 1,094,000 | 1,059,000 | 1,014,000 |
| Securities available for sale | 17,589,000 | 19,597,000 | 19,717,000 | 18,918,000 |
| Securities held to maturity | 6,034,000 | 3,918,000 | 1,777,000 | 1,635,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,906,000 | 85,220,000 | 82,737,000 | 80,471,000 |
| Interest-bearing deposits | 77,051,000 | 73,940,000 | 73,123,000 | 68,656,000 |
| Noninterest-bearing deposits | 11,855,000 | 11,280,000 | 9,614,000 | 11,815,000 |
| Equity capital | 11,942,000 | 11,368,000 | 10,823,000 | 10,326,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,113,000 | 2,212,000 | 3,275,000 | 4,317,000 |
| Interest expense | 234,000 | 458,000 | 652,000 | 831,000 |
| Net interest income | 879,000 | 1,754,000 | 2,623,000 | 3,486,000 |
| Noninterest income | 198,000 | 192,000 | 378,000 | 272,000 |
| Noninterest expense | 947,000 | 2,002,000 | 3,011,000 | 4,037,000 |
| Provision for loan losses | 38,000 | 581,000 | 698,000 | 716,000 |
| Pretax income | -656,000 | -1,543,000 | -1,892,000 | -2,179,000 |
| Income tax | 9,000 | 17,000 | 25,000 | 359,000 |
| Net income | -665,000 | -1,560,000 | -1,917,000 | -2,538,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,122,000 | 11,284,000 | 10,938,000 | 10,837,000 |
| Total capital | 13,102,000 | 12,251,000 | 11,873,000 | 11,730,000 |
| Risk-weighted assets | 78,063,000 | 77,259,000 | 74,681,000 | 71,315,000 |