Call reports 2009
FIRST STATE BANK — 2009
What FIRST STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 108,169,000 | 102,267,000 | 102,245,000 | 103,299,000 |
| Total loans | 75,921,000 | 72,492,000 | 71,702,000 | 70,982,000 |
| Allowance for loan losses | 2,532,000 | 2,482,000 | 2,107,000 | 1,808,000 |
| Securities available for sale | 16,622,000 | 13,309,000 | 9,265,000 | 9,184,000 |
| Securities held to maturity | 9,502,000 | 10,888,000 | 11,540,000 | 12,025,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,163,000 | 85,216,000 | 85,413,000 | 84,169,000 |
| Interest-bearing deposits | 75,061,000 | 74,476,000 | 74,559,000 | 72,378,000 |
| Noninterest-bearing deposits | 12,102,000 | 10,740,000 | 10,854,000 | 11,791,000 |
| Equity capital | 13,252,000 | 13,139,000 | 13,333,000 | 12,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,430,000 | 2,822,000 | 4,164,000 | 5,417,000 |
| Interest expense | 430,000 | 836,000 | 1,215,000 | 1,578,000 |
| Net interest income | 1,000,000 | 1,986,000 | 2,949,000 | 3,839,000 |
| Noninterest income | 190,000 | 478,000 | 743,000 | 965,000 |
| Noninterest expense | 973,000 | 2,098,000 | 3,076,000 | 3,956,000 |
| Provision for loan losses | 0 | 0 | 0 | 625,000 |
| Pretax income | 217,000 | 348,000 | 490,000 | -298,000 |
| Income tax | 4,000 | 67,000 | 99,000 | -8,000 |
| Net income | 213,000 | 281,000 | 391,000 | -290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,843,000 | 13,922,000 | 14,113,000 | 13,788,000 |
| Total capital | 15,152,000 | 15,127,000 | 15,307,000 | 14,989,000 |
| Risk-weighted assets | 103,509,000 | 95,010,000 | 94,633,000 | 95,446,000 |