Call reports 2008
FIRST STATE BANK — 2008
What FIRST STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 100,790,000 | 99,808,000 | 101,866,000 | 101,250,000 |
| Total loans | 65,895,000 | 69,515,000 | 74,503,000 | 73,290,000 |
| Allowance for loan losses | 2,776,000 | 2,775,000 | 2,672,000 | 2,681,000 |
| Securities available for sale | 14,759,000 | 13,351,000 | 13,419,000 | 12,394,000 |
| Securities held to maturity | 11,601,000 | 11,294,000 | 10,544,000 | 10,643,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,965,000 | 82,828,000 | 82,448,000 | 85,924,000 |
| Interest-bearing deposits | 72,073,000 | 68,453,000 | 70,294,000 | 73,050,000 |
| Noninterest-bearing deposits | 13,892,000 | 14,375,000 | 12,154,000 | 12,874,000 |
| Equity capital | 14,281,000 | 13,907,000 | 13,973,000 | 13,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,694,000 | 3,260,000 | 4,801,000 | 6,267,000 |
| Interest expense | 639,000 | 1,188,000 | 1,696,000 | 2,189,000 |
| Net interest income | 1,055,000 | 2,072,000 | 3,105,000 | 4,078,000 |
| Noninterest income | 251,000 | 521,000 | 794,000 | 1,029,000 |
| Noninterest expense | 929,000 | 1,956,000 | 2,955,000 | 3,946,000 |
| Provision for loan losses | 0 | 0 | 0 | 250,000 |
| Pretax income | 377,000 | 677,000 | 984,000 | 709,000 |
| Income tax | 118,000 | 231,000 | 290,000 | 350,000 |
| Net income | 259,000 | 446,000 | 694,000 | 359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,337,000 | 14,374,000 | 14,447,000 | 13,700,000 |
| Total capital | 15,349,000 | 15,423,000 | 15,529,000 | 14,785,000 |
| Risk-weighted assets | 79,187,000 | 82,209,000 | 85,006,000 | 85,208,000 |