Call reports 2007
FIRST STATE BANK — 2007
What FIRST STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 99,496,000 | 99,084,000 | 98,457,000 | 97,194,000 |
| Total loans | 62,921,000 | 64,617,000 | 66,685,000 | 66,540,000 |
| Allowance for loan losses | 3,151,000 | 3,173,000 | 2,901,000 | 2,862,000 |
| Securities available for sale | 14,604,000 | 13,188,000 | 14,569,000 | 14,201,000 |
| Securities held to maturity | 13,515,000 | 12,679,000 | 12,374,000 | 11,739,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,171,000 | 84,635,000 | 81,950,000 | 78,649,000 |
| Interest-bearing deposits | 70,843,000 | 71,418,000 | 68,790,000 | 65,977,000 |
| Noninterest-bearing deposits | 14,328,000 | 13,217,000 | 13,160,000 | 12,672,000 |
| Equity capital | 13,718,000 | 13,901,000 | 14,243,000 | 14,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,725,000 | 3,462,000 | 5,227,000 | 6,954,000 |
| Interest expense | 634,000 | 1,317,000 | 2,015,000 | 2,698,000 |
| Net interest income | 1,091,000 | 2,145,000 | 3,212,000 | 4,256,000 |
| Noninterest income | 194,000 | 440,000 | 755,000 | 1,006,000 |
| Noninterest expense | 875,000 | 1,836,000 | 2,738,000 | 3,638,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 410,000 | 749,000 | 1,229,000 | 1,624,000 |
| Income tax | 108,000 | 186,000 | 333,000 | 436,000 |
| Net income | 302,000 | 563,000 | 896,000 | 1,188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,267,000 | 13,482,000 | 13,871,000 | 13,828,000 |
| Total capital | 14,259,000 | 14,489,000 | 14,903,000 | 14,849,000 |
| Risk-weighted assets | 77,229,000 | 78,368,000 | 80,712,000 | 79,809,000 |