Call reports 2002
FIRST STATE BANK — 2002
What FIRST STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 121,633,000 | 122,895,000 | 122,384,000 | 124,471,000 |
| Total loans | 81,182,000 | 83,833,000 | 86,016,000 | 82,144,000 |
| Allowance for loan losses | 1,971,000 | 1,807,000 | 1,803,000 | 4,072,000 |
| Securities available for sale | 12,314,000 | 12,163,000 | 13,373,000 | 11,388,000 |
| Securities held to maturity | 13,110,000 | 13,603,000 | 13,912,000 | 14,067,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,012,000 | 106,889,000 | 105,864,000 | 111,793,000 |
| Interest-bearing deposits | 92,687,000 | 79,006,000 | 94,693,000 | 97,215,000 |
| Noninterest-bearing deposits | 13,325,000 | 27,883,000 | 11,171,000 | 14,578,000 |
| Equity capital | 14,962,000 | 15,201,000 | 15,658,000 | 12,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,957,000 | 3,914,000 | 5,987,000 | 7,797,000 |
| Interest expense | 872,000 | 1,661,000 | 2,413,000 | 3,147,000 |
| Net interest income | 1,085,000 | 2,253,000 | 3,574,000 | 4,650,000 |
| Noninterest income | 275,000 | 435,000 | 710,000 | 1,036,000 |
| Noninterest expense | 977,000 | 1,908,000 | 2,974,000 | 3,959,000 |
| Provision for loan losses | 20,000 | 60,000 | 150,000 | 5,403,000 |
| Pretax income | 363,000 | 720,000 | 1,160,000 | -3,676,000 |
| Income tax | 104,000 | 207,000 | 277,000 | -1,591,000 |
| Net income | 259,000 | 513,000 | 883,000 | -2,085,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,812,000 | 15,066,000 | 15,436,000 | 12,098,000 |
| Total capital | 15,876,000 | 16,162,000 | 16,540,000 | 13,184,000 |
| Risk-weighted assets | 84,206,000 | 86,968,000 | 88,035,000 | 83,868,000 |