Call reports 2001
FIRST STATE BANK — 2001
What FIRST STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 118,752,000 | 118,072,000 | 118,292,000 | 117,920,000 |
| Total loans | 75,295,000 | 79,280,000 | 80,901,000 | 82,128,000 |
| Allowance for loan losses | 1,307,000 | 1,348,000 | 1,452,000 | 1,933,000 |
| Securities available for sale | 15,265,000 | 11,078,000 | 13,600,000 | 12,636,000 |
| Securities held to maturity | 12,462,000 | 12,329,000 | 13,093,000 | 13,231,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,027,000 | 102,878,000 | 102,491,000 | 102,508,000 |
| Interest-bearing deposits | 92,394,000 | 90,981,000 | 91,214,000 | 90,152,000 |
| Noninterest-bearing deposits | 11,633,000 | 11,897,000 | 11,277,000 | 12,356,000 |
| Equity capital | 14,111,000 | 14,510,000 | 14,934,000 | 14,751,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,361,000 | 4,755,000 | 7,076,000 | 9,187,000 |
| Interest expense | 1,296,000 | 2,539,000 | 3,658,000 | 4,651,000 |
| Net interest income | 1,065,000 | 2,216,000 | 3,418,000 | 4,536,000 |
| Noninterest income | 275,000 | 557,000 | 831,000 | 1,140,000 |
| Noninterest expense | 893,000 | 1,761,000 | 2,656,000 | 3,471,000 |
| Provision for loan losses | 80,000 | 140,000 | 280,000 | 927,000 |
| Pretax income | 367,000 | 872,000 | 1,316,000 | 1,284,000 |
| Income tax | 137,000 | 227,000 | 362,000 | 236,000 |
| Net income | 230,000 | 645,000 | 954,000 | 1,048,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,106,000 | 14,520,000 | 14,829,000 | 14,558,000 |
| Total capital | 15,112,000 | 15,560,000 | 15,890,000 | 15,634,000 |
| Risk-weighted assets | 80,183,000 | 83,317,000 | 84,492,000 | 85,238,000 |