Call reports 2025
TIPTON LATHAM BANK, NATIONAL ASSOCIATION, THE — 2025
What TIPTON LATHAM BANK, NATIONAL ASSOCIATION, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 182,837,000 | 188,544,000 | 190,147,000 | 189,958,000 |
| Total loans | 128,996,000 | 128,362,000 | 133,412,000 | 140,486,000 |
| Allowance for loan losses | 1,717,000 | 1,770,000 | 1,775,000 | 1,814,000 |
| Securities available for sale | 30,151,000 | 31,760,000 | 33,867,000 | 32,758,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,191,000 | 164,296,000 | 164,567,000 | 164,497,000 |
| Interest-bearing deposits | 131,290,000 | 133,135,000 | 133,795,000 | 132,729,000 |
| Noninterest-bearing deposits | 27,901,000 | 31,161,000 | 30,772,000 | 31,768,000 |
| Equity capital | 16,461,000 | 17,047,000 | 18,357,000 | 18,256,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,423,000 | 5,049,000 | 7,754,000 | 10,502,000 |
| Interest expense | 1,201,000 | 2,426,000 | 3,673,000 | 4,889,000 |
| Net interest income | 1,222,000 | 2,623,000 | 4,081,000 | 5,613,000 |
| Noninterest income | 94,000 | 181,000 | 266,000 | 357,000 |
| Noninterest expense | 673,000 | 1,381,000 | 2,084,000 | 3,440,000 |
| Provision for loan losses | 0 | 50,000 | 50,000 | 200,000 |
| Pretax income | 636,000 | 1,366,000 | 2,177,000 | 2,307,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 636,000 | 1,366,000 | 2,177,000 | 2,307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,274,000 | 20,749,000 | 21,280,000 | 20,993,000 |