Call reports 2016
TIPTON LATHAM BANK, NATIONAL ASSOCIATION, THE — 2016
What TIPTON LATHAM BANK, NATIONAL ASSOCIATION, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 118,725,000 | 119,321,000 | 117,869,000 | 117,623,000 |
| Total loans | 75,835,000 | 77,105,000 | 76,491,000 | 76,390,000 |
| Allowance for loan losses | 1,366,000 | 1,354,000 | 1,348,000 | 1,359,000 |
| Securities available for sale | 26,689,000 | 28,737,000 | 28,136,000 | 27,760,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,474,000 | 105,431,000 | 103,694,000 | 104,745,000 |
| Interest-bearing deposits | 89,276,000 | 88,759,000 | 86,988,000 | 86,962,000 |
| Noninterest-bearing deposits | 16,198,000 | 16,672,000 | 16,706,000 | 17,783,000 |
| Equity capital | 12,716,000 | 13,349,000 | 13,628,000 | 12,320,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,160,000 | 2,333,000 | 3,520,000 | 4,630,000 |
| Interest expense | 209,000 | 424,000 | 648,000 | 871,000 |
| Net interest income | 951,000 | 1,909,000 | 2,872,000 | 3,759,000 |
| Noninterest income | 62,000 | 125,000 | 184,000 | 226,000 |
| Noninterest expense | 553,000 | 1,078,000 | 1,631,000 | 2,525,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 250,000 |
| Pretax income | 415,000 | 973,000 | 1,583,000 | 1,434,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 415,000 | 973,000 | 1,583,000 | 1,434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,698,000 | 13,112,000 | 13,577,000 | 13,173,000 |
| Total capital | 13,716,000 | 14,137,000 | 14,602,000 | 14,188,000 |
| Risk-weighted assets | 81,113,000 | 81,700,000 | 81,739,000 | 80,900,000 |