Call reports 2008
TIPTON LATHAM BANK, NATIONAL ASSOCIATION, THE — 2008
What TIPTON LATHAM BANK, NATIONAL ASSOCIATION, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 75,113,000 | 73,759,000 | 76,053,000 | 79,121,000 |
| Total loans | 51,292,000 | 52,821,000 | 55,143,000 | 55,867,000 |
| Allowance for loan losses | 649,000 | 648,000 | 698,000 | 687,000 |
| Securities available for sale | 15,412,000 | 14,623,000 | 14,262,000 | 15,390,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,473,000 | 59,432,000 | 59,653,000 | 62,591,000 |
| Interest-bearing deposits | 50,930,000 | 49,721,000 | 51,325,000 | 53,759,000 |
| Noninterest-bearing deposits | 9,543,000 | 9,712,000 | 8,328,000 | 8,832,000 |
| Equity capital | 8,439,000 | 8,250,000 | 8,397,000 | 8,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,271,000 | 2,511,000 | 3,760,000 | 5,044,000 |
| Interest expense | 552,000 | 1,040,000 | 1,486,000 | 1,950,000 |
| Net interest income | 719,000 | 1,471,000 | 2,274,000 | 3,094,000 |
| Noninterest income | 69,000 | 140,000 | 214,000 | 281,000 |
| Noninterest expense | 429,000 | 843,000 | 1,274,000 | 1,973,000 |
| Provision for loan losses | 100,000 | 150,000 | 275,000 | 450,000 |
| Pretax income | 259,000 | 662,000 | 994,000 | 1,040,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 259,000 | 662,000 | 994,000 | 1,040,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,174,000 | 8,305,000 | 8,502,000 | 8,411,000 |
| Total capital | 8,822,000 | 8,953,000 | 9,176,000 | 9,096,000 |
| Risk-weighted assets | 51,847,000 | 52,097,000 | 53,899,000 | 54,796,000 |