Call reports 2007
TIPTON LATHAM BANK, NATIONAL ASSOCIATION, THE — 2007
What TIPTON LATHAM BANK, NATIONAL ASSOCIATION, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 73,800,000 | 73,345,000 | 73,376,000 | 73,712,000 |
| Total loans | 51,642,000 | 52,761,000 | 52,597,000 | 52,264,000 |
| Allowance for loan losses | 702,000 | 718,000 | 741,000 | 666,000 |
| Securities available for sale | 12,377,000 | 14,229,000 | 13,869,000 | 12,983,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,601,000 | 59,856,000 | 58,067,000 | 58,734,000 |
| Interest-bearing deposits | 51,342,000 | 51,689,000 | 49,922,000 | 49,295,000 |
| Noninterest-bearing deposits | 8,259,000 | 8,167,000 | 8,145,000 | 9,439,000 |
| Equity capital | 7,456,000 | 7,553,000 | 7,924,000 | 8,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,288,000 | 2,587,000 | 3,908,000 | 5,228,000 |
| Interest expense | 625,000 | 1,251,000 | 1,859,000 | 2,457,000 |
| Net interest income | 663,000 | 1,336,000 | 2,049,000 | 2,771,000 |
| Noninterest income | 71,000 | 181,000 | 241,000 | 313,000 |
| Noninterest expense | 431,000 | 862,000 | 1,250,000 | 1,929,000 |
| Provision for loan losses | 100,000 | 125,000 | 150,000 | 150,000 |
| Pretax income | 203,000 | 530,000 | 890,000 | 1,005,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 203,000 | 530,000 | 890,000 | 1,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,525,000 | 7,715,000 | 7,941,000 | 7,918,000 |
| Total capital | 8,171,000 | 8,368,000 | 8,596,000 | 8,572,000 |
| Risk-weighted assets | 51,635,000 | 52,211,000 | 52,295,000 | 52,305,000 |