Call reports 2006
TIPTON LATHAM BANK, NATIONAL ASSOCIATION, THE — 2006
What TIPTON LATHAM BANK, NATIONAL ASSOCIATION, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 71,159,000 | 72,285,000 | 72,336,000 | 75,411,000 |
| Total loans | 50,559,000 | 53,960,000 | 53,496,000 | 53,697,000 |
| Allowance for loan losses | 532,000 | 599,000 | 627,000 | 600,000 |
| Securities available for sale | 11,311,000 | 11,686,000 | 11,391,000 | 11,671,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,546,000 | 56,727,000 | 56,439,000 | 60,477,000 |
| Interest-bearing deposits | 47,963,000 | 48,422,000 | 47,962,000 | 51,223,000 |
| Noninterest-bearing deposits | 7,583,000 | 8,305,000 | 8,477,000 | 9,254,000 |
| Equity capital | 6,952,000 | 6,974,000 | 7,393,000 | 7,352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,172,000 | 2,397,000 | 3,667,000 | 4,977,000 |
| Interest expense | 481,000 | 1,029,000 | 1,611,000 | 2,226,000 |
| Net interest income | 691,000 | 1,368,000 | 2,056,000 | 2,751,000 |
| Noninterest income | 68,000 | 152,000 | 235,000 | 319,000 |
| Noninterest expense | 397,000 | 783,000 | 1,163,000 | 1,852,000 |
| Provision for loan losses | 0 | 100,000 | 150,000 | 175,000 |
| Pretax income | 390,000 | 665,000 | 1,004,000 | 1,069,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 390,000 | 665,000 | 1,004,000 | 1,069,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,186,000 | 7,326,000 | 7,530,000 | 7,457,000 |
| Total capital | 7,718,000 | 7,925,000 | 8,157,000 | 8,057,000 |
| Risk-weighted assets | 51,691,000 | 53,931,000 | 54,324,000 | 53,997,000 |