Call reports 2025
FIRST NATIONAL BANK — 2025
What FIRST NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 118,665,000 | 120,000,000 | 126,166,000 | 128,042,000 |
| Total loans | 76,179,000 | 79,662,000 | 81,537,000 | 82,114,000 |
| Allowance for loan losses | 844,000 | 862,000 | 833,000 | 904,000 |
| Securities available for sale | 24,986,000 | 24,919,000 | 24,701,000 | 22,587,000 |
| Securities held to maturity | 694,000 | 694,000 | 694,000 | 669,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,583,000 | 111,514,000 | 117,187,000 | 118,671,000 |
| Interest-bearing deposits | 82,058,000 | 82,814,000 | 86,826,000 | 85,426,000 |
| Noninterest-bearing deposits | 28,525,000 | 28,700,000 | 30,361,000 | 33,245,000 |
| Equity capital | 7,612,000 | 8,001,000 | 8,469,000 | 8,450,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,444,000 | 2,963,000 | 4,519,000 | 6,170,000 |
| Interest expense | 480,000 | 981,000 | 1,478,000 | 1,969,000 |
| Net interest income | 964,000 | 1,982,000 | 3,041,000 | 4,201,000 |
| Noninterest income | 70,000 | 165,000 | 261,000 | 363,000 |
| Noninterest expense | 756,000 | 1,531,000 | 2,376,000 | 3,223,000 |
| Provision for loan losses | 15,000 | 30,000 | 60,000 | 120,000 |
| Pretax income | 263,000 | 586,000 | 866,000 | 1,221,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 263,000 | 586,000 | 866,000 | 1,221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,452,000 | 9,659,000 | 9,821,000 | 9,593,000 |
| Total capital | 10,296,000 | 10,522,000 | 10,654,000 | 10,498,000 |
| Risk-weighted assets | 74,137,000 | 78,106,000 | 79,984,000 | 79,800,000 |