Call reports 2024
FIRST NATIONAL BANK — 2024
What FIRST NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 110,660,000 | 110,909,000 | 115,647,000 | 119,167,000 |
| Total loans | 69,916,000 | 72,521,000 | 73,674,000 | 73,721,000 |
| Allowance for loan losses | 812,000 | 813,000 | 833,000 | 849,000 |
| Securities available for sale | 25,900,000 | 26,142,000 | 25,853,000 | 25,680,000 |
| Securities held to maturity | 757,000 | 757,000 | 757,000 | 732,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,526,000 | 103,543,000 | 107,358,000 | 111,097,000 |
| Interest-bearing deposits | 74,304,000 | 75,757,000 | 79,476,000 | 79,353,000 |
| Noninterest-bearing deposits | 29,222,000 | 27,786,000 | 27,882,000 | 31,744,000 |
| Equity capital | 6,617,000 | 6,881,000 | 7,754,000 | 7,191,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,240,000 | 2,556,000 | 3,922,000 | 5,391,000 |
| Interest expense | 422,000 | 880,000 | 1,356,000 | 1,858,000 |
| Net interest income | 818,000 | 1,676,000 | 2,566,000 | 3,533,000 |
| Noninterest income | 73,000 | 169,000 | 277,000 | 384,000 |
| Noninterest expense | 718,000 | 1,461,000 | 2,219,000 | 3,001,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 32,000 |
| Pretax income | 173,000 | 384,000 | 604,000 | 884,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 173,000 | 384,000 | 604,000 | 884,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,117,000 | 9,271,000 | 9,424,000 | 9,193,000 |
| Total capital | 9,929,000 | 10,084,000 | 10,257,000 | 10,043,000 |
| Risk-weighted assets | 69,891,000 | 71,275,000 | 72,749,000 | 72,556,000 |