Call reports 2023
FIRST NATIONAL BANK — 2023
What FIRST NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 109,274,000 | 109,802,000 | 110,137,000 | 113,233,000 |
| Total loans | 65,473,000 | 68,609,000 | 68,392,000 | 68,913,000 |
| Allowance for loan losses | 799,000 | 809,000 | 820,000 | 824,000 |
| Securities available for sale | 30,486,000 | 29,207,000 | 26,956,000 | 26,429,000 |
| Securities held to maturity | 820,000 | 820,000 | 820,000 | 795,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,335,000 | 98,697,000 | 102,817,000 | 105,765,000 |
| Interest-bearing deposits | 71,763,000 | 69,635,000 | 73,794,000 | 74,793,000 |
| Noninterest-bearing deposits | 30,572,000 | 29,062,000 | 29,023,000 | 30,972,000 |
| Equity capital | 6,518,000 | 6,640,000 | 5,840,000 | 6,626,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,029,000 | 2,118,000 | 3,264,000 | 4,501,000 |
| Interest expense | 183,000 | 450,000 | 809,000 | 1,197,000 |
| Net interest income | 846,000 | 1,668,000 | 2,455,000 | 3,304,000 |
| Noninterest income | 98,000 | 198,000 | 324,000 | 457,000 |
| Noninterest expense | 686,000 | 1,366,000 | 2,094,000 | 2,819,000 |
| Provision for loan losses | 10,000 | 22,000 | 37,000 | 37,000 |
| Pretax income | 248,000 | 478,000 | 648,000 | 905,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 248,000 | 478,000 | 648,000 | 905,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,941,000 | 9,092,000 | 9,189,000 | 8,943,000 |
| Total capital | 9,740,000 | 9,901,000 | 10,009,000 | 9,767,000 |
| Risk-weighted assets | 66,885,000 | 70,471,000 | 69,984,000 | 70,301,000 |