Call reports 2022
FIRST NATIONAL BANK — 2022
What FIRST NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 111,341,000 | 112,682,000 | 107,530,000 | 113,707,000 |
| Total loans | 60,315,000 | 61,614,000 | 64,381,000 | 64,136,000 |
| Allowance for loan losses | 941,000 | 773,000 | 774,000 | 772,000 |
| Securities available for sale | 32,344,000 | 30,928,000 | 29,174,000 | 31,171,000 |
| Securities held to maturity | 998,000 | 998,000 | 998,000 | 858,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,980,000 | 105,841,000 | 100,356,000 | 107,021,000 |
| Interest-bearing deposits | 70,810,000 | 73,236,000 | 70,094,000 | 74,621,000 |
| Noninterest-bearing deposits | 33,170,000 | 32,605,000 | 30,262,000 | 32,400,000 |
| Equity capital | 6,930,000 | 6,371,000 | 5,702,000 | 5,808,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 902,000 | 1,837,000 | 2,805,000 | 3,823,000 |
| Interest expense | 63,000 | 126,000 | 209,000 | 354,000 |
| Net interest income | 839,000 | 1,711,000 | 2,596,000 | 3,469,000 |
| Noninterest income | 64,000 | 133,000 | 290,000 | 427,000 |
| Noninterest expense | 666,000 | 1,329,000 | 2,021,000 | 2,741,000 |
| Provision for loan losses | 0 | -167,000 | -167,000 | -167,000 |
| Pretax income | 237,000 | 682,000 | 1,032,000 | 1,322,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 237,000 | 682,000 | 1,032,000 | 1,322,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,544,000 | 8,871,000 | 9,046,000 | 8,726,000 |
| Total capital | 9,335,000 | 9,644,000 | 9,820,000 | 9,498,000 |
| Risk-weighted assets | 63,169,000 | 64,222,000 | 65,919,000 | 67,478,000 |