Call reports 2021
FIRST NATIONAL BANK — 2021
What FIRST NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 104,739,000 | 107,999,000 | 109,007,000 | 110,284,000 |
| Total loans | 61,057,000 | 59,421,000 | 57,159,000 | 58,284,000 |
| Allowance for loan losses | 990,000 | 990,000 | 991,000 | 984,000 |
| Securities available for sale | 20,808,000 | 24,246,000 | 25,120,000 | 30,831,000 |
| Securities held to maturity | 510,000 | 1,141,000 | 1,116,000 | 1,006,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,875,000 | 98,476,000 | 99,472,000 | 100,986,000 |
| Interest-bearing deposits | 67,123,000 | 70,299,000 | 69,987,000 | 67,988,000 |
| Noninterest-bearing deposits | 28,752,000 | 28,177,000 | 29,485,000 | 32,998,000 |
| Equity capital | 8,361,000 | 9,018,000 | 9,043,000 | 8,425,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 904,000 | 2,301,000 | 3,200,000 | 4,134,000 |
| Interest expense | 74,000 | 144,000 | 212,000 | 282,000 |
| Net interest income | 830,000 | 2,157,000 | 2,988,000 | 3,852,000 |
| Noninterest income | 75,000 | 213,000 | 296,000 | 368,000 |
| Noninterest expense | 641,000 | 1,288,000 | 1,944,000 | 2,613,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 264,000 | 1,082,000 | 1,340,000 | 1,607,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 262,000 | 1,080,000 | 1,338,000 | 1,605,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,869,000 | 8,604,000 | 8,600,000 | 8,307,000 |
| Total capital | 8,648,000 | 9,384,000 | 9,373,000 | 9,076,000 |
| Risk-weighted assets | 62,188,000 | 62,234,000 | 61,667,000 | 61,341,000 |