Call reports 2020
FIRST NATIONAL BANK — 2020
What FIRST NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 86,296,000 | 94,729,000 | 98,668,000 | 97,994,000 |
| Total loans | 60,138,000 | 62,278,000 | 61,143,000 | 61,030,000 |
| Allowance for loan losses | 940,000 | 966,000 | 994,000 | 987,000 |
| Securities available for sale | 13,080,000 | 14,067,000 | 16,464,000 | 18,292,000 |
| Securities held to maturity | 580,000 | 580,000 | 580,000 | 530,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,812,000 | 85,858,000 | 89,547,000 | 88,828,000 |
| Interest-bearing deposits | 57,978,000 | 60,968,000 | 65,314,000 | 62,907,000 |
| Noninterest-bearing deposits | 19,834,000 | 24,890,000 | 24,233,000 | 25,921,000 |
| Equity capital | 7,948,000 | 8,319,000 | 8,556,000 | 8,260,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 970,000 | 1,919,000 | 2,964,000 | 3,926,000 |
| Interest expense | 149,000 | 258,000 | 353,000 | 436,000 |
| Net interest income | 821,000 | 1,661,000 | 2,611,000 | 3,490,000 |
| Noninterest income | 156,000 | 225,000 | 311,000 | 400,000 |
| Noninterest expense | 693,000 | 1,348,000 | 2,021,000 | 2,706,000 |
| Provision for loan losses | 15,000 | 45,000 | 75,000 | 75,000 |
| Pretax income | 269,000 | 493,000 | 826,000 | 1,109,000 |
| Income tax | 0 | 0 | 0 | 1,000 |
| Net income | 269,000 | 493,000 | 826,000 | 1,108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,473,000 | 7,612,000 | 7,872,000 | 7,608,000 |
| Total capital | 8,231,000 | 8,409,000 | 8,653,000 | 8,385,000 |
| Risk-weighted assets | 60,527,000 | 63,600,000 | 62,286,000 | 61,995,000 |