Call reports 2019
FIRST NATIONAL BANK — 2019
What FIRST NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 86,524,000 | 89,824,000 | 91,911,000 | 88,948,000 |
| Total loans | 59,805,000 | 61,539,000 | 61,407,000 | 61,599,000 |
| Allowance for loan losses | 787,000 | 805,000 | 828,000 | 923,000 |
| Securities available for sale | 14,954,000 | 14,130,000 | 13,353,000 | 12,939,000 |
| Securities held to maturity | 650,000 | 650,000 | 650,000 | 600,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,703,000 | 81,669,000 | 83,524,000 | 80,536,000 |
| Interest-bearing deposits | 58,754,000 | 62,611,000 | 63,317,000 | 59,993,000 |
| Noninterest-bearing deposits | 19,949,000 | 19,058,000 | 20,207,000 | 20,543,000 |
| Equity capital | 7,123,000 | 7,501,000 | 7,715,000 | 7,449,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 931,000 | 1,902,000 | 2,902,000 | 3,900,000 |
| Interest expense | 153,000 | 320,000 | 499,000 | 669,000 |
| Net interest income | 778,000 | 1,582,000 | 2,403,000 | 3,231,000 |
| Noninterest income | 84,000 | 216,000 | 306,000 | 475,000 |
| Noninterest expense | 645,000 | 1,336,000 | 1,999,000 | 2,668,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 190,000 |
| Pretax income | 187,000 | 402,000 | 620,000 | 851,000 |
| Income tax | 0 | 2,000 | 3,000 | 4,000 |
| Net income | 187,000 | 400,000 | 617,000 | 847,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,135,000 | 7,288,000 | 7,437,000 | 7,204,000 |
| Total capital | 7,911,000 | 8,067,000 | 8,220,000 | 7,984,000 |
| Risk-weighted assets | 62,108,000 | 62,316,000 | 62,629,000 | 62,330,000 |