Call reports 2018
FIRST NATIONAL BANK — 2018
What FIRST NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 83,763,000 | 86,664,000 | 87,311,000 | 88,101,000 |
| Total loans | 56,959,000 | 58,773,000 | 59,949,000 | 60,898,000 |
| Allowance for loan losses | 713,000 | 727,000 | 716,000 | 731,000 |
| Securities available for sale | 14,992,000 | 14,864,000 | 14,780,000 | 14,778,000 |
| Securities held to maturity | 690,000 | 690,000 | 690,000 | 670,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,548,000 | 76,332,000 | 78,223,000 | 78,355,000 |
| Interest-bearing deposits | 54,263,000 | 57,392,000 | 59,336,000 | 57,172,000 |
| Noninterest-bearing deposits | 19,285,000 | 18,940,000 | 18,887,000 | 21,183,000 |
| Equity capital | 6,519,000 | 6,590,000 | 6,800,000 | 6,676,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 866,000 | 1,760,000 | 2,696,000 | 3,645,000 |
| Interest expense | 79,000 | 169,000 | 282,000 | 410,000 |
| Net interest income | 787,000 | 1,591,000 | 2,414,000 | 3,235,000 |
| Noninterest income | 85,000 | 173,000 | 309,000 | 398,000 |
| Noninterest expense | 696,000 | 1,421,000 | 2,122,000 | 2,815,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 161,000 | 313,000 | 556,000 | 758,000 |
| Income tax | 0 | 1,000 | 1,000 | 2,000 |
| Net income | 161,000 | 312,000 | 555,000 | 756,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,863,000 | 6,962,000 | 7,156,000 | 6,948,000 |
| Total capital | 7,576,000 | 7,689,000 | 7,872,000 | 7,679,000 |
| Risk-weighted assets | 59,800,000 | 61,787,000 | 62,264,000 | 63,053,000 |