Call reports 2016
FIRST NATIONAL BANK — 2016
What FIRST NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 82,675,000 | 83,596,000 | 85,731,000 | 83,886,000 |
| Total loans | 50,405,000 | 51,787,000 | 53,787,000 | 52,585,000 |
| Allowance for loan losses | 606,000 | 622,000 | 638,000 | 653,000 |
| Securities available for sale | 19,168,000 | 19,081,000 | 17,830,000 | 15,854,000 |
| Securities held to maturity | 769,000 | 769,000 | 769,000 | 749,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,669,000 | 73,390,000 | 78,094,000 | 76,685,000 |
| Interest-bearing deposits | 55,015,000 | 56,336,000 | 60,387,000 | 56,691,000 |
| Noninterest-bearing deposits | 17,654,000 | 17,054,000 | 17,707,000 | 19,994,000 |
| Equity capital | 6,934,000 | 7,127,000 | 7,045,000 | 6,387,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 833,000 | 1,677,000 | 2,534,000 | 3,381,000 |
| Interest expense | 63,000 | 124,000 | 191,000 | 251,000 |
| Net interest income | 770,000 | 1,553,000 | 2,343,000 | 3,130,000 |
| Noninterest income | 81,000 | 170,000 | 266,000 | 356,000 |
| Noninterest expense | 653,000 | 1,330,000 | 2,019,000 | 2,698,000 |
| Provision for loan losses | 25,000 | 40,000 | 55,000 | 70,000 |
| Pretax income | 173,000 | 353,000 | 535,000 | 718,000 |
| Income tax | 0 | 1,000 | 1,000 | 2,000 |
| Net income | 173,000 | 352,000 | 534,000 | 716,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,386,000 | 6,511,000 | 6,635,000 | 6,486,000 |
| Total capital | 6,992,000 | 7,133,000 | 7,273,000 | 7,139,000 |
| Risk-weighted assets | 55,281,000 | 56,597,000 | 57,490,000 | 56,292,000 |