Call reports 2015
FIRST NATIONAL BANK — 2015
What FIRST NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 80,423,000 | 80,376,000 | 82,195,000 | 83,552,000 |
| Total loans | 45,930,000 | 47,549,000 | 48,695,000 | 49,846,000 |
| Allowance for loan losses | 496,000 | 527,000 | 552,000 | 573,000 |
| Securities available for sale | 18,767,000 | 18,548,000 | 19,006,000 | 18,977,000 |
| Securities held to maturity | 800,000 | 800,000 | 800,000 | 785,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,069,000 | 73,044,000 | 74,708,000 | 76,043,000 |
| Interest-bearing deposits | 55,298,000 | 57,251,000 | 57,980,000 | 56,745,000 |
| Noninterest-bearing deposits | 17,771,000 | 15,793,000 | 16,728,000 | 19,298,000 |
| Equity capital | 6,747,000 | 6,720,000 | 6,862,000 | 6,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 764,000 | 1,570,000 | 2,385,000 | 3,208,000 |
| Interest expense | 61,000 | 124,000 | 186,000 | 250,000 |
| Net interest income | 703,000 | 1,446,000 | 2,199,000 | 2,958,000 |
| Noninterest income | 85,000 | 179,000 | 271,000 | 358,000 |
| Noninterest expense | 627,000 | 1,281,000 | 1,920,000 | 2,586,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 131,000 | 284,000 | 460,000 | 610,000 |
| Income tax | 0 | 1,000 | 1,000 | 2,000 |
| Net income | 131,000 | 283,000 | 459,000 | 608,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,187,000 | 6,296,000 | 6,425,000 | 6,214,000 |
| Total capital | 6,683,000 | 6,823,000 | 6,977,000 | 6,787,000 |
| Risk-weighted assets | 50,618,000 | 52,035,000 | 54,445,000 | 54,813,000 |