Call reports 2014
FIRST NATIONAL BANK — 2014
What FIRST NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 77,813,000 | 79,241,000 | 81,213,000 | 82,887,000 |
| Total loans | 44,652,000 | 46,709,000 | 47,383,000 | 45,696,000 |
| Allowance for loan losses | 570,000 | 405,000 | 440,000 | 467,000 |
| Securities available for sale | 20,947,000 | 20,276,000 | 19,742,000 | 18,780,000 |
| Securities held to maturity | 0 | 0 | 830,000 | 820,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,405,000 | 71,742,000 | 71,652,000 | 75,388,000 |
| Interest-bearing deposits | 51,838,000 | 56,284,000 | 56,292,000 | 55,239,000 |
| Noninterest-bearing deposits | 18,567,000 | 15,458,000 | 15,360,000 | 20,149,000 |
| Equity capital | 6,677,000 | 6,794,000 | 6,792,000 | 6,554,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 771,000 | 1,562,000 | 2,388,000 | 3,198,000 |
| Interest expense | 65,000 | 130,000 | 197,000 | 266,000 |
| Net interest income | 706,000 | 1,432,000 | 2,191,000 | 2,932,000 |
| Noninterest income | 103,000 | 189,000 | 308,000 | 392,000 |
| Noninterest expense | 685,000 | 1,344,000 | 2,055,000 | 2,684,000 |
| Provision for loan losses | 15,000 | 30,000 | 73,000 | 103,000 |
| Pretax income | 109,000 | 247,000 | 371,000 | 537,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 2,000 |
| Net income | 108,000 | 246,000 | 370,000 | 535,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,058,000 | 6,160,000 | 6,240,000 | 6,056,000 |
| Total capital | 6,628,000 | 6,565,000 | 6,680,000 | 6,523,000 |
| Risk-weighted assets | 47,639,000 | 49,938,000 | 51,205,000 | 49,329,000 |