Call reports 2013
FIRST NATIONAL BANK — 2013
What FIRST NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 77,199,000 | 79,214,000 | 78,278,000 | 79,940,000 |
| Total loans | 39,831,000 | 40,746,000 | 42,576,000 | 43,565,000 |
| Allowance for loan losses | 519,000 | 535,000 | 549,000 | 558,000 |
| Securities available for sale | 23,932,000 | 23,147,000 | 21,573,000 | 21,142,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,435,000 | 71,782,000 | 70,694,000 | 72,419,000 |
| Interest-bearing deposits | 54,636,000 | 57,319,000 | 55,261,000 | 53,892,000 |
| Noninterest-bearing deposits | 14,799,000 | 14,463,000 | 15,433,000 | 18,527,000 |
| Equity capital | 7,109,000 | 6,765,000 | 6,918,000 | 6,590,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 795,000 | 1,589,000 | 2,398,000 | 3,191,000 |
| Interest expense | 82,000 | 161,000 | 235,000 | 307,000 |
| Net interest income | 713,000 | 1,428,000 | 2,163,000 | 2,884,000 |
| Noninterest income | 99,000 | 206,000 | 328,000 | 435,000 |
| Noninterest expense | 661,000 | 1,319,000 | 1,984,000 | 2,636,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 136,000 | 285,000 | 462,000 | 623,000 |
| Income tax | 1,000 | 1,000 | 2,000 | 2,000 |
| Net income | 135,000 | 284,000 | 460,000 | 621,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,903,000 | 6,009,000 | 6,137,000 | 5,949,000 |
| Total capital | 6,422,000 | 6,544,000 | 6,686,000 | 6,507,000 |
| Risk-weighted assets | 44,141,000 | 45,101,000 | 46,684,000 | 47,567,000 |