Call reports 2012
FIRST NATIONAL BANK — 2012
What FIRST NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 77,215,000 | 77,140,000 | 79,618,000 | 81,955,000 |
| Total loans | 39,977,000 | 41,311,000 | 41,117,000 | 40,935,000 |
| Allowance for loan losses | 498,000 | 504,000 | 525,000 | 515,000 |
| Securities available for sale | 22,955,000 | 23,759,000 | 23,959,000 | 23,608,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,385,000 | 69,416,000 | 71,500,000 | 73,887,000 |
| Interest-bearing deposits | 56,410,000 | 56,935,000 | 56,554,000 | 56,171,000 |
| Noninterest-bearing deposits | 12,975,000 | 12,481,000 | 14,946,000 | 17,716,000 |
| Equity capital | 7,142,000 | 7,056,000 | 7,434,000 | 7,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 817,000 | 1,674,000 | 2,528,000 | 3,360,000 |
| Interest expense | 127,000 | 250,000 | 358,000 | 460,000 |
| Net interest income | 690,000 | 1,424,000 | 2,170,000 | 2,900,000 |
| Noninterest income | 104,000 | 215,000 | 329,000 | 435,000 |
| Noninterest expense | 653,000 | 1,334,000 | 2,007,000 | 2,699,000 |
| Provision for loan losses | 45,000 | 67,000 | 82,000 | 98,000 |
| Pretax income | 96,000 | 238,000 | 410,000 | 538,000 |
| Income tax | 1,000 | 1,000 | 2,000 | 2,000 |
| Net income | 95,000 | 237,000 | 408,000 | 536,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,760,000 | 5,871,000 | 5,997,000 | 5,768,000 |
| Total capital | 6,258,000 | 6,375,000 | 6,522,000 | 6,283,000 |
| Risk-weighted assets | 45,720,000 | 46,056,000 | 45,675,000 | 45,439,000 |