Call reports 2011
FIRST NATIONAL BANK — 2011
What FIRST NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 69,882,000 | 70,328,000 | 73,107,000 | 79,901,000 |
| Total loans | 36,478,000 | 37,942,000 | 39,794,000 | 39,337,000 |
| Allowance for loan losses | 464,000 | 525,000 | 529,000 | 452,000 |
| Securities available for sale | 22,263,000 | 22,906,000 | 22,959,000 | 22,025,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,761,000 | 62,502,000 | 64,987,000 | 71,905,000 |
| Interest-bearing deposits | 50,844,000 | 51,731,000 | 53,524,000 | 57,506,000 |
| Noninterest-bearing deposits | 11,917,000 | 10,771,000 | 11,463,000 | 14,399,000 |
| Equity capital | 6,653,000 | 7,214,000 | 7,494,000 | 7,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 815,000 | 1,636,000 | 2,493,000 | 3,341,000 |
| Interest expense | 154,000 | 300,000 | 440,000 | 583,000 |
| Net interest income | 661,000 | 1,336,000 | 2,053,000 | 2,758,000 |
| Noninterest income | 116,000 | 231,000 | 351,000 | 464,000 |
| Noninterest expense | 640,000 | 1,269,000 | 1,920,000 | 2,584,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 92,000 | 208,000 | 349,000 | 458,000 |
| Income tax | 1,000 | 1,000 | 2,000 | 2,000 |
| Net income | 91,000 | 207,000 | 347,000 | 456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,749,000 | 5,837,000 | 5,940,000 | 5,665,000 |
| Total capital | 6,213,000 | 6,362,000 | 6,469,000 | 6,117,000 |
| Risk-weighted assets | 47,583,000 | 48,066,000 | 50,200,000 | 57,410,000 |