Call reports 2010
FIRST NATIONAL BANK — 2010
What FIRST NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 64,509,000 | 66,732,000 | 69,552,000 | 74,641,000 |
| Total loans | 36,519,000 | 36,853,000 | 36,888,000 | 37,282,000 |
| Allowance for loan losses | 506,000 | 533,000 | 501,000 | 433,000 |
| Securities available for sale | 19,858,000 | 21,013,000 | 21,828,000 | 22,490,000 |
| Securities held to maturity | 75,000 | 75,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,020,000 | 59,419,000 | 61,865,000 | 67,347,000 |
| Interest-bearing deposits | 46,703,000 | 50,565,000 | 51,990,000 | 55,392,000 |
| Noninterest-bearing deposits | 10,317,000 | 8,854,000 | 9,875,000 | 11,955,000 |
| Equity capital | 5,941,000 | 6,791,000 | 7,152,000 | 6,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 808,000 | 1,614,000 | 2,445,000 | 3,281,000 |
| Interest expense | 179,000 | 361,000 | 554,000 | 742,000 |
| Net interest income | 629,000 | 1,253,000 | 1,891,000 | 2,539,000 |
| Noninterest income | 102,000 | 213,000 | 323,000 | 438,000 |
| Noninterest expense | 605,000 | 1,261,000 | 1,929,000 | 2,580,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 81,000 | 115,000 | 150,000 | 217,000 |
| Income tax | 0 | 1,000 | 1,000 | 2,000 |
| Net income | 81,000 | 114,000 | 149,000 | 215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,725,000 | 5,730,000 | 5,757,000 | 5,659,000 |
| Total capital | 6,231,000 | 6,263,000 | 6,258,000 | 6,092,000 |
| Risk-weighted assets | 44,786,000 | 46,009,000 | 47,261,000 | 52,783,000 |