Call reports 2009
FIRST NATIONAL BANK — 2009
What FIRST NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 62,941,000 | 67,525,000 | 67,930,000 | 68,137,000 |
| Total loans | 38,282,000 | 38,748,000 | 38,170,000 | 37,103,000 |
| Allowance for loan losses | 340,000 | 382,000 | 379,000 | 466,000 |
| Securities available for sale | 17,154,000 | 20,757,000 | 20,668,000 | 20,706,000 |
| Securities held to maturity | 275,000 | 275,000 | 275,000 | 275,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,564,000 | 58,311,000 | 58,190,000 | 60,885,000 |
| Interest-bearing deposits | 46,734,000 | 48,915,000 | 48,611,000 | 49,587,000 |
| Noninterest-bearing deposits | 9,830,000 | 9,396,000 | 9,579,000 | 11,298,000 |
| Equity capital | 5,657,000 | 6,497,000 | 6,465,000 | 6,545,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 891,000 | 1,752,000 | 2,624,000 | 3,468,000 |
| Interest expense | 230,000 | 447,000 | 657,000 | 865,000 |
| Net interest income | 661,000 | 1,305,000 | 1,967,000 | 2,603,000 |
| Noninterest income | 77,000 | 161,000 | 269,000 | 375,000 |
| Noninterest expense | 614,000 | 1,211,000 | 1,849,000 | 2,462,000 |
| Provision for loan losses | 111,000 | 156,000 | 286,000 | 369,000 |
| Pretax income | 6,000 | 79,000 | 81,000 | 127,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 6,000 | 78,000 | 80,000 | 126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,682,000 | 5,752,000 | 5,731,000 | 5,642,000 |
| Total capital | 6,022,000 | 6,134,000 | 6,110,000 | 6,108,000 |
| Risk-weighted assets | 45,209,000 | 46,798,000 | 47,436,000 | 47,663,000 |