Call reports 2008
FIRST NATIONAL BANK — 2008
What FIRST NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 62,577,000 | 66,711,000 | 65,657,000 | 69,630,000 |
| Total loans | 39,184,000 | 40,593,000 | 40,573,000 | 39,312,000 |
| Allowance for loan losses | 388,000 | 407,000 | 466,000 | 493,000 |
| Securities available for sale | 14,539,000 | 16,342,000 | 16,852,000 | 18,589,000 |
| Securities held to maturity | 763,000 | 677,000 | 326,000 | 326,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,060,000 | 60,240,000 | 57,518,000 | 62,021,000 |
| Interest-bearing deposits | 45,103,000 | 49,465,000 | 47,157,000 | 50,113,000 |
| Noninterest-bearing deposits | 10,957,000 | 10,775,000 | 10,361,000 | 11,908,000 |
| Equity capital | 6,086,000 | 5,745,000 | 5,873,000 | 6,500,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 962,000 | 1,916,000 | 2,874,000 | 3,805,000 |
| Interest expense | 315,000 | 600,000 | 875,000 | 1,146,000 |
| Net interest income | 647,000 | 1,316,000 | 1,999,000 | 2,659,000 |
| Noninterest income | 87,000 | 183,000 | 278,000 | 362,000 |
| Noninterest expense | 651,000 | 1,276,000 | 1,899,000 | 2,496,000 |
| Provision for loan losses | 30,000 | 60,000 | 120,000 | 150,000 |
| Pretax income | 137,000 | 265,000 | 360,000 | 484,000 |
| Income tax | 1,000 | 1,000 | 2,000 | 2,000 |
| Net income | 136,000 | 264,000 | 358,000 | 482,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,813,000 | 5,898,000 | 5,950,000 | 5,676,000 |
| Total capital | 6,201,000 | 6,305,000 | 6,416,000 | 6,169,000 |
| Risk-weighted assets | 46,828,000 | 49,220,000 | 48,776,000 | 48,084,000 |