Call reports 2007
FIRST NATIONAL BANK — 2007
What FIRST NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 58,897,000 | 62,457,000 | 63,628,000 | 65,134,000 |
| Total loans | 38,664,000 | 38,972,000 | 39,611,000 | 38,293,000 |
| Allowance for loan losses | 427,000 | 449,000 | 383,000 | 403,000 |
| Securities available for sale | 11,115,000 | 12,721,000 | 13,024,000 | 13,582,000 |
| Securities held to maturity | 1,537,000 | 1,593,000 | 1,507,000 | 1,450,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,090,000 | 56,124,000 | 57,033,000 | 58,400,000 |
| Interest-bearing deposits | 41,996,000 | 45,807,000 | 45,777,000 | 46,569,000 |
| Noninterest-bearing deposits | 10,094,000 | 10,317,000 | 11,256,000 | 11,831,000 |
| Equity capital | 5,836,000 | 5,953,000 | 6,156,000 | 6,005,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 953,000 | 1,950,000 | 2,981,000 | 3,993,000 |
| Interest expense | 291,000 | 609,000 | 954,000 | 1,307,000 |
| Net interest income | 662,000 | 1,341,000 | 2,027,000 | 2,686,000 |
| Noninterest income | 100,000 | 209,000 | 309,000 | 402,000 |
| Noninterest expense | 625,000 | 1,222,000 | 1,869,000 | 2,538,000 |
| Provision for loan losses | 38,000 | 75,000 | 83,000 | 105,000 |
| Pretax income | 99,000 | 253,000 | 384,000 | 445,000 |
| Income tax | 1,000 | 1,000 | 2,000 | 2,000 |
| Net income | 98,000 | 252,000 | 382,000 | 443,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,742,000 | 5,866,000 | 5,945,000 | 5,677,000 |
| Total capital | 6,169,000 | 6,315,000 | 6,328,000 | 6,080,000 |
| Risk-weighted assets | 46,622,000 | 48,595,000 | 48,546,000 | 47,317,000 |