Call reports 2006
FIRST NATIONAL BANK — 2006
What FIRST NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 60,630,000 | 61,365,000 | 61,263,000 | 61,966,000 |
| Total loans | 38,878,000 | 39,654,000 | 41,210,000 | 40,526,000 |
| Allowance for loan losses | 426,000 | 464,000 | 438,000 | 431,000 |
| Securities available for sale | 10,853,000 | 11,126,000 | 9,338,000 | 10,361,000 |
| Securities held to maturity | 3,798,000 | 3,102,000 | 3,097,000 | 2,367,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,302,000 | 53,778,000 | 52,817,000 | 55,205,000 |
| Interest-bearing deposits | 42,365,000 | 43,263,000 | 41,998,000 | 43,455,000 |
| Noninterest-bearing deposits | 10,937,000 | 10,515,000 | 10,819,000 | 11,750,000 |
| Equity capital | 5,717,000 | 5,768,000 | 6,018,000 | 5,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 887,000 | 1,813,000 | 2,783,000 | 3,764,000 |
| Interest expense | 257,000 | 542,000 | 839,000 | 1,140,000 |
| Net interest income | 630,000 | 1,271,000 | 1,944,000 | 2,624,000 |
| Noninterest income | 106,000 | 232,000 | 364,000 | 478,000 |
| Noninterest expense | 571,000 | 1,177,000 | 1,762,000 | 2,354,000 |
| Provision for loan losses | 38,000 | 75,000 | 113,000 | 138,000 |
| Pretax income | 127,000 | 251,000 | 433,000 | 610,000 |
| Income tax | 1,000 | 1,000 | 2,000 | 2,000 |
| Net income | 126,000 | 250,000 | 431,000 | 608,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,762,000 | 5,846,000 | 5,987,000 | 5,644,000 |
| Total capital | 6,188,000 | 6,310,000 | 6,425,000 | 6,075,000 |
| Risk-weighted assets | 43,741,000 | 44,617,000 | 45,897,000 | 45,562,000 |