Call reports 2003
FIRST NATIONAL BANK — 2003
What FIRST NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 60,183,000 | 62,483,000 | 65,286,000 | 65,381,000 |
| Total loans | 40,108,000 | 41,247,000 | 41,516,000 | 39,248,000 |
| Allowance for loan losses | 427,000 | 440,000 | 444,000 | 432,000 |
| Securities available for sale | 409,000 | 1,257,000 | 2,213,000 | 3,360,000 |
| Securities held to maturity | 9,429,000 | 8,852,000 | 9,918,000 | 9,166,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,895,000 | 55,856,000 | 58,833,000 | 58,645,000 |
| Interest-bearing deposits | 44,928,000 | 46,822,000 | 50,026,000 | 47,285,000 |
| Noninterest-bearing deposits | 8,967,000 | 9,034,000 | 8,807,000 | 11,360,000 |
| Equity capital | 5,768,000 | 5,807,000 | 6,033,000 | 5,796,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 876,000 | 1,747,000 | 2,628,000 | 3,520,000 |
| Interest expense | 211,000 | 419,000 | 607,000 | 786,000 |
| Net interest income | 665,000 | 1,328,000 | 2,021,000 | 2,734,000 |
| Noninterest income | 112,000 | 255,000 | 399,000 | 494,000 |
| Noninterest expense | 671,000 | 1,424,000 | 1,982,000 | 2,669,000 |
| Provision for loan losses | 34,000 | 64,000 | 94,000 | 124,000 |
| Pretax income | 71,000 | 104,000 | 343,000 | 434,000 |
| Income tax | 0 | 0 | 1,000 | 3,000 |
| Net income | 71,000 | 104,000 | 342,000 | 431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,593,000 | 5,627,000 | 5,865,000 | 5,634,000 |
| Total capital | 6,020,000 | 6,067,000 | 6,309,000 | 6,066,000 |
| Risk-weighted assets | 50,871,000 | 46,800,000 | 48,153,000 | 45,929,000 |