Call reports 2002
FIRST NATIONAL BANK — 2002
What FIRST NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 58,960,000 | 61,602,000 | 60,865,000 | 60,784,000 |
| Total loans | 39,178,000 | 40,383,000 | 39,835,000 | 40,386,000 |
| Allowance for loan losses | 338,000 | 417,000 | 391,000 | 409,000 |
| Securities available for sale | 1,326,000 | 1,322,000 | 718,000 | 713,000 |
| Securities held to maturity | 9,586,000 | 9,858,000 | 10,086,000 | 10,118,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,625,000 | 54,332,000 | 53,733,000 | 53,511,000 |
| Interest-bearing deposits | 42,646,000 | 45,160,000 | 44,341,000 | 43,896,000 |
| Noninterest-bearing deposits | 8,979,000 | 9,172,000 | 9,392,000 | 9,615,000 |
| Equity capital | 6,158,000 | 6,216,000 | 6,158,000 | 5,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 970,000 | 1,905,000 | 2,840,000 | 3,752,000 |
| Interest expense | 253,000 | 487,000 | 718,000 | 942,000 |
| Net interest income | 717,000 | 1,418,000 | 2,122,000 | 2,810,000 |
| Noninterest income | 105,000 | 218,000 | 359,000 | 472,000 |
| Noninterest expense | 570,000 | 1,203,000 | 1,793,000 | 2,437,000 |
| Provision for loan losses | 60,000 | 140,000 | 170,000 | 200,000 |
| Pretax income | 192,000 | 293,000 | 518,000 | 649,000 |
| Income tax | 0 | 0 | 1,000 | 229,000 |
| Net income | 192,000 | 293,000 | 517,000 | 420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,835,000 | 5,893,000 | 5,977,000 | 5,613,000 |
| Total capital | 6,173,000 | 6,310,000 | 6,368,000 | 6,022,000 |
| Risk-weighted assets | 44,016,000 | 45,128,000 | 44,603,000 | 45,963,000 |