Call reports 2001
FIRST NATIONAL BANK — 2001
What FIRST NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 58,965,000 | 61,037,000 | 61,539,000 | 62,009,000 |
| Total loans | 38,026,000 | 40,290,000 | 40,804,000 | 40,183,000 |
| Allowance for loan losses | 314,000 | 280,000 | 327,000 | 333,000 |
| Securities available for sale | 2,536,000 | 2,535,000 | 2,052,000 | 1,740,000 |
| Securities held to maturity | 9,272,000 | 9,792,000 | 9,137,000 | 9,484,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,842,000 | 53,739,000 | 54,033,000 | 54,901,000 |
| Interest-bearing deposits | 42,192,000 | 44,658,000 | 45,290,000 | 45,230,000 |
| Noninterest-bearing deposits | 8,650,000 | 9,081,000 | 8,743,000 | 9,671,000 |
| Equity capital | 6,099,000 | 6,182,000 | 6,346,000 | 6,502,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,089,000 | 2,189,000 | 3,274,000 | 4,329,000 |
| Interest expense | 492,000 | 952,000 | 1,347,000 | 1,669,000 |
| Net interest income | 597,000 | 1,237,000 | 1,927,000 | 2,660,000 |
| Noninterest income | 105,000 | 220,000 | 343,000 | 458,000 |
| Noninterest expense | 589,000 | 1,172,000 | 1,731,000 | 2,284,000 |
| Provision for loan losses | 15,000 | 30,000 | 80,000 | 122,000 |
| Pretax income | 99,000 | 256,000 | 457,000 | 712,000 |
| Income tax | 18,000 | 92,000 | 141,000 | 234,000 |
| Net income | 81,000 | 164,000 | 316,000 | 478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,767,000 | 5,843,000 | 6,011,000 | 6,176,000 |
| Total capital | 6,081,000 | 6,123,000 | 6,338,000 | 6,509,000 |
| Risk-weighted assets | 41,409,000 | 46,173,000 | 44,378,000 | 44,183,000 |