Call reports 2026
NAPOLEON STATE BANK, THE — 2026
What NAPOLEON STATE BANK, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 507,010,000 | 499,218,000 |
| Total loans | 350,761,000 | 365,460,000 |
| Allowance for loan losses | 4,789,000 | 4,982,000 |
| Securities available for sale | 39,937,000 | 41,196,000 |
| Securities held to maturity | 39,474,000 | 40,634,000 |
| Trading assets | 0 | 0 |
| Total deposits | 448,951,000 | 440,430,000 |
| Interest-bearing deposits | 336,693,000 | 333,728,000 |
| Noninterest-bearing deposits | 112,258,000 | 106,702,000 |
| Equity capital | 54,023,000 | 55,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 7,080,000 | 14,089,000 |
| Interest expense | 1,868,000 | 3,726,000 |
| Net interest income | 5,212,000 | 10,363,000 |
| Noninterest income | 542,000 | 1,141,000 |
| Noninterest expense | 3,219,000 | 6,367,000 |
| Provision for loan losses | 129,000 | 384,000 |
| Pretax income | 2,389,000 | 4,699,000 |
| Income tax | 537,000 | 1,060,000 |
| Net income | 1,852,000 | 3,639,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 54,253,000 | 55,693,000 |