Call reports 2024
NAPOLEON STATE BANK, THE — 2024
What NAPOLEON STATE BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 433,075,000 | 444,025,000 | 447,717,000 | 463,296,000 |
| Total loans | 307,002,000 | 314,514,000 | 318,931,000 | 323,891,000 |
| Allowance for loan losses | 3,918,000 | 4,022,000 | 4,127,000 | 4,258,000 |
| Securities available for sale | 27,998,000 | 32,542,000 | 36,872,000 | 31,004,000 |
| Securities held to maturity | 33,248,000 | 34,775,000 | 33,847,000 | 39,510,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 386,423,000 | 395,973,000 | 397,402,000 | 412,791,000 |
| Interest-bearing deposits | 288,482,000 | 300,562,000 | 298,486,000 | 308,757,000 |
| Noninterest-bearing deposits | 97,941,000 | 95,411,000 | 98,916,000 | 104,034,000 |
| Equity capital | 42,975,000 | 44,273,000 | 46,202,000 | 46,487,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,043,000 | 12,387,000 | 19,006,000 | 25,818,000 |
| Interest expense | 1,570,000 | 3,439,000 | 5,455,000 | 7,515,000 |
| Net interest income | 4,473,000 | 8,948,000 | 13,551,000 | 18,303,000 |
| Noninterest income | 419,000 | 920,000 | 1,443,000 | 2,118,000 |
| Noninterest expense | 2,744,000 | 5,594,000 | 8,448,000 | 11,875,000 |
| Provision for loan losses | 121,000 | 253,000 | 479,000 | 676,000 |
| Pretax income | 2,016,000 | 4,025,000 | 6,068,000 | 7,951,000 |
| Income tax | 475,000 | 942,000 | 1,422,000 | 1,859,000 |
| Net income | 1,541,000 | 3,083,000 | 4,646,000 | 6,092,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,859,000 | 45,054,000 | 46,617,000 | 47,025,000 |