Call reports 2023
NAPOLEON STATE BANK, THE — 2023
What NAPOLEON STATE BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 422,078,000 | 420,958,000 | 423,112,000 | 433,766,000 |
| Total loans | 280,350,000 | 287,931,000 | 294,087,000 | 304,670,000 |
| Allowance for loan losses | 3,802,000 | 3,840,000 | 3,731,000 | 3,813,000 |
| Securities available for sale | 24,645,000 | 24,883,000 | 26,851,000 | 27,380,000 |
| Securities held to maturity | 33,370,000 | 34,781,000 | 32,563,000 | 34,453,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 378,946,000 | 376,674,000 | 379,784,000 | 389,143,000 |
| Interest-bearing deposits | 272,979,000 | 277,071,000 | 279,492,000 | 285,575,000 |
| Noninterest-bearing deposits | 105,967,000 | 99,603,000 | 100,292,000 | 103,568,000 |
| Equity capital | 40,844,000 | 41,841,000 | 40,412,000 | 41,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,554,000 | 9,807,000 | 15,310,000 | 21,152,000 |
| Interest expense | 654,000 | 1,589,000 | 2,699,000 | 4,044,000 |
| Net interest income | 3,900,000 | 8,218,000 | 12,611,000 | 17,108,000 |
| Noninterest income | 437,000 | 892,000 | 1,337,000 | 1,797,000 |
| Noninterest expense | 2,504,000 | 5,286,000 | 8,161,000 | 11,001,000 |
| Provision for loan losses | 211,000 | 290,000 | 369,000 | 508,000 |
| Pretax income | 1,641,000 | 3,564,000 | 5,406,000 | 7,385,000 |
| Income tax | 386,000 | 844,000 | 1,281,000 | 1,751,000 |
| Net income | 1,255,000 | 2,720,000 | 4,125,000 | 5,634,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,964,000 | 43,157,000 | 41,750,000 | 42,394,000 |