Call reports 2022
NAPOLEON STATE BANK, THE — 2022
What NAPOLEON STATE BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 426,586,000 | 414,947,000 | 414,091,000 | 399,944,000 |
| Total loans | 243,545,000 | 255,554,000 | 263,794,000 | 273,447,000 |
| Allowance for loan losses | 3,606,000 | 3,604,000 | 3,590,000 | 3,651,000 |
| Securities available for sale | 13,291,000 | 20,404,000 | 22,468,000 | 23,343,000 |
| Securities held to maturity | 35,176,000 | 40,466,000 | 38,028,000 | 37,234,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 386,839,000 | 374,903,000 | 372,854,000 | 358,253,000 |
| Interest-bearing deposits | 286,625,000 | 277,695,000 | 273,247,000 | 258,087,000 |
| Noninterest-bearing deposits | 100,214,000 | 97,208,000 | 99,607,000 | 100,166,000 |
| Equity capital | 38,019,000 | 38,540,000 | 39,477,000 | 39,674,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,318,000 | 6,879,000 | 10,855,000 | 15,266,000 |
| Interest expense | 478,000 | 917,000 | 1,298,000 | 1,734,000 |
| Net interest income | 2,840,000 | 5,962,000 | 9,557,000 | 13,532,000 |
| Noninterest income | 562,000 | 1,109,000 | 1,688,000 | 2,139,000 |
| Noninterest expense | 2,292,000 | 4,689,000 | 7,135,000 | 10,017,000 |
| Provision for loan losses | 30,000 | 30,000 | 110,000 | 200,000 |
| Pretax income | 1,080,000 | 2,352,000 | 4,000,000 | 5,454,000 |
| Income tax | 265,000 | 549,000 | 937,000 | 1,280,000 |
| Net income | 815,000 | 1,803,000 | 3,063,000 | 4,174,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,432,000 | 39,237,000 | 40,497,000 | 40,787,000 |