Call reports 2021
NAPOLEON STATE BANK, THE — 2021
What NAPOLEON STATE BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 383,433,000 | 390,280,000 | 401,231,000 | 408,746,000 |
| Total loans | 233,069,000 | 239,100,000 | 240,249,000 | 245,853,000 |
| Allowance for loan losses | 3,528,000 | 3,545,000 | 3,581,000 | 3,589,000 |
| Securities available for sale | 2,469,000 | 3,470,000 | 4,964,000 | 7,886,000 |
| Securities held to maturity | 14,625,000 | 17,890,000 | 23,773,000 | 31,579,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 340,368,000 | 349,389,000 | 358,698,000 | 366,856,000 |
| Interest-bearing deposits | 248,914,000 | 262,378,000 | 268,043,000 | 269,941,000 |
| Noninterest-bearing deposits | 91,454,000 | 87,011,000 | 90,655,000 | 96,915,000 |
| Equity capital | 35,331,000 | 36,553,000 | 37,767,000 | 37,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,136,000 | 6,882,000 | 10,720,000 | 14,158,000 |
| Interest expense | 563,000 | 1,165,000 | 1,695,000 | 2,213,000 |
| Net interest income | 2,573,000 | 5,717,000 | 9,025,000 | 11,945,000 |
| Noninterest income | 1,070,000 | 1,954,000 | 2,670,000 | 3,394,000 |
| Noninterest expense | 2,066,000 | 4,208,000 | 6,556,000 | 9,434,000 |
| Provision for loan losses | 100,000 | 100,000 | 150,000 | 205,000 |
| Pretax income | 1,477,000 | 3,363,000 | 4,989,000 | 5,700,000 |
| Income tax | 375,000 | 857,000 | 1,265,000 | 1,331,000 |
| Net income | 1,102,000 | 2,506,000 | 3,724,000 | 4,369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,344,000 | 36,565,000 | 37,784,000 | 37,607,000 |